COVID-19 Updates & Resources

This page was last updated at 3:00pm on November 23rd, 2020

The Government of Canada general COVID-19 website is: https://www.canada.ca/en/public-health/services/diseases/coronavirus-disease-covid-19.html?utm_campaign=not-applicable&utm_medium=vanity-url&utm_source=canada-ca_coronavirus?utm_campaign=not-applicable&utm_medium=vanity-url&utm_source=canada-ca_coronaviru 

The Province of Alberta general COVID-19 website is: https://www.alberta.ca/coronavirus-info-for-albertans.aspx.

 

Financial Supports - Individuals

Employment Insurance - More information

As of September 27th, 2020, you may be eligible for EI if you:

  • Were employed for at least 120 insurance hours in the past 52 weeks
  • Received the Canada Emergency Response Benefit, the 52 week period to accumulate insured hours will be extended
  • Stopped working through no fault of your own
  • Have not quit your job voluntarily
  • Are ready, willing and capable of working each day (EI regular benefits)
  • Are temporarily unable to work while you care for someone else or yourself (EI maternity, parental, sickness, compassionate care, and family caregiver benefits)
  • If you are eligible for EI benefits, you will receive a minimum taxable benefit at a rate of $500 per week, or $300 per week for extended parental benefits.

Canada Recovery Benefit - More information.

This benefit provides $500 per week for up to 26 weeks, to workers who are self-employed or are not eligible for Employment Insurance (EI) and who still require income support.

You may be eligible for this benefit if you:

  • are not eligible for EI
  • reside and are present in Canada for the application period
  • are at least 15 years old on the first day of the application period and have a valid Social Insurance Number (SIN)
  • earned a minimum of $5,000 in 2019, in 2020, or in the 12 months preceding your first application for this benefit from one or more of the following sources: employment income, self-employment income, Employment Insurance (EI) maternity or parental benefits; or Quebec Parental Insurance Plan (QPIP) benefits
  • have stopped working due to the COVID-19 pandemic and are available and looking for work; or are working and have had a reduction in their employment/self-employment income for reasons related to COVID-19
  • have had a reduction of at least 50% in your employment/self-employment income for reasons related to COVID-19
  • have not quit your job voluntarily
  • are not receiving the Canada Recovery Caregiving Benefit (CRCB), the Canada Recovery Sickness Benefit (CRSB), short-term disability benefits, workers’ compensation benefits, any Employment Insurance (EI) benefits, or Quebec Parental Insurance Plan (QPIP) benefits for the week for which you are applying.

Canada Recovery Sickness Benefit - More information.

The CRSB provides $500 per week for up to a maximum of two weeks, for workers who:

  • Are unable to work for at least 50% of the week because they contracted COVID-19
  • Are self-isolated for reasons related to COVID-19
  • have underlying conditions, are undergoing treatments or have contracted other sicknesses that, in the opinion of a medical practitioner, nurse practitioner, person in authority, government or public health authority, would make them more susceptible to COVID-19.
  • Are not in receipt of paid leave from an employer in respect of the same week.
  • Are not in receipt of the CERB, the EI Emergency Response Benefit (ERB), the Canada Recovery Benefit, the Canada Recovery Caregiving Benefit, short-term disability benefits, workers’ compensation benefits, or any EI benefits or Quebec Parental Insurance Plan (QPIP) benefits in respect of the same week.
  • You earned at least $5,000 in 2019, 2020, or in the 12 months before the date you apply. 

Canada Recovery Caregiving Benefit - More information.

This benefit provides $500 per week, for up to 26 weeks per household to eligible workers who cannot work because they must provide care to children or family members due to the closure of schools, day cares or care facilities.

You may be eligible for this benefit if you:

  • Reside and are present in Canada for the application period
  • Are at least 15 years of age on the first day of the application period and have a valid Social Insurance Number (SIN);
  • Have earned at least $5,000 in 2019 or in 2020, or in the 12 months preceding your first application for this benefit from one or more of the following sources: employment income, self-employment income, Employment Insurance (EI) maternity or parental benefits; or Quebec Parental Insurance Plan (QPIP) benefits
  • Have been unable to work for at least 50% of your normally scheduled work within a given week because of one of the following conditions:
  • Must take care of a child who is under 12 years of age on the first day of the period for which the benefit is claimed:
    • Because their school or daycare is closed or operates under an alternative schedule for reasons related to the COVID-19 pandemic
    • Who cannot attend school or daycare under the advice of a medical professional due to being at high risk if they contract COVID-19
    • Because the caregiver who usually provides care is not available for reasons related to the COVID-19 pandemic
  • Must provide care to a family member who requires supervised care:
    • Because their day program or care facility is closed or operates under an alternative schedule for reasons related to COVID-19
    • Who cannot attend their day program or care facility under the advice of a medical professional due to being at high risk if they contract COVID-19; or
    • Because the caregiver who usually provides care is not available for reasons related to the COVID-19 pandemic
  • Are the only individual from your household claiming this benefit for the week in which you are applying
  • Are not in receipt of paid leave from an employer in respect of the same week
  • Are not in receipt of the CERB, the EI Emergency Response Benefit (ERB), the Canada Recovery Benefit, the Canada Recovery Sickness Benefit, short-term disability benefits, workers’ compensation benefits, or any EI benefits or Quebec Parental Insurance Plan (QPIP) benefits in respect of the same week.

Payment Deferrals for Mortgages - More information.

Effective immediately, the six largest banks in Canada (Bank of Montreal, CIBC, National Bank of Canada, RBC Royal Bank, Scotiabank and TD) will offer up to a six-month payment deferral for mortgages and the opportunity for relief on other credit products. Contact your bank directly to request a deferral.

 

Financial Supports - Businesses

Canada Emergency Business Account - More information.

The Canada Emergency Business Account (CEBA) provides interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced.

  • To qualify, these organizations will need to demonstrate they paid between $20,000 to $1.5 million in total payroll in 2019.
  • Business owners can apply for support from the Canada Emergency Business Account through their banks and credit unions.
  • To qualify with a lower payroll than $20,000 businesses need: a business operating account at a participating financial institution, a Canada Revenue Agency business number, and to have filed a 2018 or 2019 tax return, and non-deferrable expenses between $40,000 and $1.5 million. Eligible non-deferrable expenses could include costs such as a rent, property taxes, utilities and insurance.
  • As of October 26, 2020, eligible Canadian businesses that currently operating through a personal bank account will be able to apply for CEBA.
  • All applicants now have until December 31, 2020, to apply for CEBA.

Canada Emergency Wage Subsidy - More information.

The Canada Emergency Wage Subsidy (CEWS) supports employers that are hardest hit by the pandemic, and protect the jobs Canadians depend on.

  • Employers with a 70 percent or greater revenue loss in a period would be eligible for a 65 per cent wage subsidy.
  • For employers using the alternative revenue-decline test, both the base subsidy and the top-up subsidy would be determined by the change in an eligible employer's monthly revenues relative to the average of its January 2020 and February 2020 revenues.
  • A proposal has been made to continue the CEWS until June 2021, including possible changes to the rates and top-up calculation. These changes are pending the passage of legislation. 

Canada Emergency Rent Subsidy - More information.

The Canada Emergency Rent Subsidy (CERS) provides direct support of up to 65 per cent of eligible expenses to tenants and property owners for qualifying organizations affected by COVID-19.

  • To be eligible, organizations must be individuals, taxable corporations and trusts, non-profit organizations or registered charities. Public institutions are generally not eligible for the subsidy.

Business Credit Availability Program - More information.

The Government of Canada established a Business Credit Availability Program (BCAP) to provide $40 billion of additional support through the Business Development Bank of Canada (BDC) and Export Development Canada (EDC).

BDC and EDC are working with private sector lenders to coordinate on credit solutions for individual businesses, including in sectors such as oil and gas, air transportation, exports and tourism.

This program includes:

Loan Guarantee for Small and Medium-Sized Enterprises

  • EDC is working with financial institutions to issue new operating credit and cash flow term loans of up to $6.25 million to SMEs.

Co-Lending Program for Small and Medium-Sized Enterprises

  • BDC is working with financial institutions to co-lend term loans to SMEs for their operational cash flow requirements.
  • Eligible businesses may obtain incremental credit amounts of up to $6.25 million through the program.
  • These programs are now available at various financial institutions and credit unions.

Large Employer Emergency Financing Facility (LEEFF) - More information.

This program will provide emergency funding support for large Canadian enterprises facing financial challenges in light of the economic impact of the global COVID-19 pandemic. CEEFC has been formed to administer this mandate.

  • LEEFF will be open to large Canadian employers who (a) have a significant impact on Canada's economy, as demonstrated by (i) having significant operations in Canada or (ii) supporting a significant workforce in Canada; (b) can demonstrate approximately $300 million or more in annual revenues; and (c) require a minimum loan size of about $60 million.

For a full list of measures from the Government of Canada visit https://www.canada.ca/en/department-finance/economic-response-plan.html#businesses

 

Assistance for Canadians Abroad

All Canadians abroad must register online with Global Affairs Canada: https://travel.gc.ca/travelling/registration AND email sos@international.gc.ca or call +1 613-996-8885

Financial Assistance for Canadians Abroad: 

The Government of Canada has introduced a Loan program of up to $5,000 per person to assist Canadians who need to either book an emergency flight or extend their stay abroad.

Canadians currently outside Canada who need financial assistance can contact the nearest Government of Canada office: https://travel.gc.ca/assistance/embassies-consulates OR Contact Global Affairs Canada’s 24/7 Emergency Watch and Response Centre in Ottawa by calling +1 613-996-8885 (call collect where available) or by sending an email to CAN.finances.CV19@international.gc.ca

COVID-19 Emergency Loan Request Form:

https://www.international.gc.ca/covid-19-loan-pret/form-formulaire.aspx?lang=eng

The loan will be repaid to the Receiver General of Canada within 180 days of receipt of invoice. No interest shall apply. If the individual fails to repay this amount, money may be deducted from any money that may be owing to the borrower by the Government of Canada.

 Canadians Abroad in Need of Medication:

Global Affairs Canada has and will continue to try to coordinate between the local Embassy or Consulate to ensure that the Canadian receives the medicine that they need. Canadians in this situation should reach out to the nearest Government of Canada office if possible: https://travel.gc.ca/assistance/embassies-consulates

If you are unable to register a medical need with the local consulate, please contact our office directly at 403-320-0070.

  

Travellers Returning to Canada: 

The Honourable Patty Hajdu, Minister of Health, announced an Emergency Order under the Quarantine Act that requires any person entering Canada by air, sea or land to self-isolate for 14 days whether or not they have symptoms of COVID-19. Full information. 

  • If they are asymptomatic –they can travel on to their home to self isolate there. This includes staying at a commercial hotel or taking public transit home. They should still observe social distancing while in transit and not stop to shop etc.
  • If they are symptomatic – there are a few things that could happen
    • If they are symptomatic upon arrival in Canada, but they are just transiting through one airport (e.g. Montreal) to a final destination in Vancouver they will not be allowed to travel on to Vancouver. They will be required to stay in a federal facility (hotel) in Montreal for the duration of their self-isolation.
    • If they are flying in to an airport and are symptomatic upon arrival, but they have a private vehicle at the airport (park and fly) they may drive their own vehicle straight home.
    • If they are flying into an airport and do not have a private vehicle but live within a 12 hour driving radius of the airport, we can facilitate medical transportation to their home.  
    • If they are symptomatic traveling across a land border in a private vehicle (Essentially in self-isolation) they may continue home but may not stop anywhere.
    • If in any of the cases above it is clear that sending a symptomatic person  home would put a vulnerable person they live with at risk (e.g. an elderly person, a person with respiratory issues or immune system issues) public health will work with them to find alternate accommodation or keep them in the federal isolation hotel.